{"id":19815,"date":"2024-07-24T13:00:56","date_gmt":"2024-07-24T13:00:56","guid":{"rendered":"https:\/\/www.globalvillagespace.com\/GVS-US\/?p=19815"},"modified":"2024-09-11T20:00:43","modified_gmt":"2024-09-11T20:00:43","slug":"some-surprising-reasons-why-it-pays-to-hire-a-personal-injury-attorney","status":"publish","type":"post","link":"https:\/\/www.globalvillagespace.com\/GVS-US\/some-surprising-reasons-why-it-pays-to-hire-a-personal-injury-attorney\/","title":{"rendered":"Some Surprising Reasons Why It Pays To Hire a Personal Injury Attorney"},"content":{"rendered":"

Being injured in an accident can be a traumatic experience, especially if you\u2019re not responsible. Suddenly, you\u2019re dealing with unexpected costs like medical expenses.\u00a0<\/span><\/p>\n

While you should be able to file a compensation claim, navigating the ins and outs of personal injury laws can be confusing and you don\u2019t want to make a mistake. If you\u2019re not sure if you need a personal injury attorney, the legal complexities should be enough to convince you. There are also <\/span>financial benefits of a personal injury attorney<\/span><\/a> to consider.<\/span><\/p>\n

Still not sure if hiring a personal injury attorney is necessary, here are some reasons why it often makes sense.<\/span><\/p>\n

Your Attorney Understands Personal Injury Law<\/span><\/h2>\n

States have varying personal injury laws and this can be confusing. If you\u2019re filing a claim in Florida, you\u2019re dealing with no-fault and comparative negligence laws. What do these laws mean for your injury claim?<\/span><\/p>\n

No-fault insurance laws<\/span><\/a> require everyone involved in the accident to file a claim with their insurance provider. Your auto insurance handles your vehicle damage claim. Your personal injury protection (PIP) insurance handles most of your medical expenses. PIP can also cover lost income if your injuries are preventing you from returning to work.<\/span><\/p>\n

Sounds fairly simple right? Your claim can get confusing when you hit your PIP cap. Your PIP insurance doesn\u2019t cover all of your medical expenses. Generally, it pays out up to 80% of your medical costs or up to the policy\u2019s cap, whichever comes first. To receive compensation for your remaining damages, you need to file a lawsuit against the at-fault driver. You don\u2019t want to go through a civil lawsuit without legal representation.<\/span><\/p>\n

Now, on to <\/span>comparative negligence rules<\/span><\/a>. Comparative negligence allows more than one individual to assume blame for an accident. A judge or jury assigns everyone involved a percentage of blame. As long as you\u2019re not more than 50% at fault, you can still file a compensation claim against the other involved party.\u00a0<\/span><\/p>\n

However, your settlement is reduced by your percentage of blame. An attorney can help ensure you\u2019re not assigned more than your fair share of the blame.<\/span><\/p>\n

An Attorney Can Help You Calculate the Value of Your Claim<\/span><\/h2>\n

You may initially believe you can calculate the value of your claim without assistance. After all, how difficult is it to tally up your economic damages? You grab your bills and receipts for damages caused by the accident. Their total is your claim\u2019s value, right? You\u2019re partially correct, except you’re forgetting about your non-economic damages.<\/span><\/p>\n

What are your <\/span>non-economic damages<\/span><\/a>? These are intangible things like pain and suffering stemming from the accident. Non-economic damages aren\u2019t covered by PIP or auto insurance, even if you\u2019re carrying full coverage. You must file a claim with the at-fault party\u2019s insurance to receive compensation for your non-economic damages.<\/span><\/p>\n

So, how do you calculate your non-economic damages? Your attorney can use either the per diem or multiplier method. Both methods use the total of your economic damages but have different formulas for calculating non-economic damages.<\/span><\/p>\n

The per diem method counts the number of days you\u2019re in pain and multiplies this by the total of your economic damages. The multiplier method assigns your pain a number and multiplies this number by the total of your economic damages.<\/span><\/p>\n

You can do the calculations on your own, but it\u2019s best to work with an attorney since you don\u2019t want to forget to include anything in your claim. Once you sign a settlement agreement you can\u2019t file another claim for the same accident. This applies even if you find out that you forgot to add in a medical bill.<\/span><\/p>\n

An Attorney is More Affordable Than You May Think<\/span><\/h2>\n

Lawyers can be expensive\u2014yhe average hourly rate for an attorney is around $51, and it can go much higher depending on their experience and location. The complexity of the case can also affect attorney fees. So, how can you afford an attorney when you\u2019re dealing with mounting medical bills and other expenses stemming from your accident?<\/span><\/p>\n

There are many surprising benefits to hiring a personal injury attorney, especially after a car accident. For more details, visit https:\/\/munley.com\/personal-injury-lawyers\/<\/a>\u00a0to find the right attorney for your case.<\/p>\n

Personal injury attorneys have the option of working on a contingency fee basis. A contingency fee payment structure allows you to retain legal counsel without paying any upfront or hourly costs. Instead, your attorney receives a percentage of your settlement if your injury claim is successful. When the insurance company issues a settlement check, your attorney deducts their percentage and you get the rest.<\/span><\/p>\n

If the personal injury claim is unsuccessful, you\u2019re not on the hook for attorney fees. For you, it\u2019s a win-win situation.<\/span><\/p>\n

Your Attorney Has Access to Helpful Resources<\/span><\/h2>\n

Even in a no-fault state, you still need to prove negligence if you\u2019re filing a claim with the other party\u2019s insurance company. While you may know the precise cause of the accident, your word isn\u2019t enough for insurance adjusters. They will require proof.<\/span><\/p>\n

Proving negligence can be a complicated process, especially if there are multiple parties involved in the accident. Your attorney has access to experts that can include accident scene reconstruction specialists. You may also need to call in medical experts to testify to the extent of your injuries.<\/p>\n

<\/span><\/p>\n

A Better Chance of Receiving Fair Compensation<\/span><\/h2>\n

Part of the claim process involves negotiating with the insurance adjuster. You submit the value of your claim and the insurance adjuster counters with a lower offer, which can go on for a while, it\u2019s not uncommon to go through several rounds of negotiations.\u00a0<\/span><\/p>\n

The insurance company\u2019s objective is to wear you down until you accept their preferred offer, which is usually significantly less than the calculated value of your claim.<\/span><\/p>\n

Your attorney is a skilled negotiator and familiar with the tactics insurance companies commonly use in personal injury claims. The attorney can handle the negotiations to help ensure your claim isn\u2019t devalued. Since your attorney is taking care of the claim process, you can focus on making a full recovery from your injuries.<\/span><\/p>\n

Hopefully, these reasons can help you decide what\u2019s best for your injury claim. Chances are, you\u2019ll realize it\u2019s best to work with a personal injury attorney.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Being injured in an accident can be a traumatic experience, especially if you\u2019re not responsible. Suddenly, you\u2019re dealing with unexpected costs like medical expenses.\u00a0 While you should be able to file a compensation claim, navigating the ins and outs of personal injury laws can be confusing and you don\u2019t want to make a mistake. If […]<\/p>\n","protected":false},"author":1,"featured_media":18550,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15220],"tags":[],"class_list":{"0":"post-19815","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance"},"_links":{"self":[{"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/posts\/19815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/comments?post=19815"}],"version-history":[{"count":2,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/posts\/19815\/revisions"}],"predecessor-version":[{"id":20429,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/posts\/19815\/revisions\/20429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/media\/18550"}],"wp:attachment":[{"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/media?parent=19815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/categories?post=19815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.globalvillagespace.com\/GVS-US\/wp-json\/wp\/v2\/tags?post=19815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}