How Much Does a Speeding Ticket Really Cost for Going 10 Over?
Ever wondered why your friend in another state grumbles about a $200 speeding ticket, while yours barely dents your wallet? The answer lies in the wild patchwork of traffic laws across the U.S. If you’re caught going 10 miles per hour over the limit, the fine you face depends a lot on where you’re driving. Let’s break down what you can expect—and why it matters more than you might think.
Why Do Speeding Fines Vary So Much from State to State?
It’s not just about keeping the roads safe—though that’s certainly part of it. States set their own traffic laws, and local governments often tack on extra fees. Some states see hefty fines as a deterrent, while others keep them low, focusing on education or alternative penalties. For example, California and New York are notorious for high base fines, but they also pile on administrative fees that can double or triple your total cost. Meanwhile, states like North Dakota or South Carolina keep things relatively affordable, sometimes under $50 for a first offense.
What Are the States with the Highest Fines for Going 10 Over?
If you’re road-tripping through the Northeast or the West Coast, keep an eye on your speedometer. In Virginia, a ticket for going just 10 mph over the limit can easily top $200 once court costs are added. New York isn’t far behind, with base fines that start around $90 but can balloon to over $300 after surcharges. California’s base fine for 10 over might look reasonable at first glance—often around $35—but with mandatory fees, you could end up paying $200 or more. These states see speeding fines as both a safety tool and a revenue stream, and the numbers show it.
Which States Have the Lowest Fines for Minor Speeding?
On the flip side, states like South Dakota, North Dakota, and Montana are far more forgiving. In North Dakota, for example, the fine for going 10 over is just $20. South Carolina and Wyoming also keep fines low, typically under $50 for a first offense. These states tend to focus less on punitive measures and more on keeping the process simple. But don’t get too comfortable—repeat offenses or higher speeds can still lead to much steeper penalties, even in these lenient locales.
How Do Extra Fees and Court Costs Change the Game?
Here’s the kicker: the base fine is rarely the whole story. Many states tack on administrative fees, court costs, and even local surcharges. In California, those extras can turn a $35 ticket into a $238 bill. New York’s Driver Responsibility Assessment can add hundreds more if you rack up points. Even in states with low base fines, hidden costs can sneak up on you, especially if you contest the ticket or have prior violations.
Are There Other Consequences Besides the Fine?
Absolutely. The financial sting doesn’t always end with the ticket. Insurance companies often raise your rates after a speeding conviction—sometimes by as much as 20% for a first offense, according to a 2023 study by The Zebra. Some states add points to your driving record, which can trigger license suspensions or mandatory driving courses if you accumulate too many. And in a few places, excessive speeding can even land you in court for reckless driving, with far bigger consequences.
What Can Drivers Do to Avoid Costly Surprises?
Knowledge is your best defense. Before you hit the road—especially out of state—check local traffic laws. Many state DMV websites list fine schedules and explain how surcharges work. If you do get a ticket, read it carefully; some states offer traffic school to keep points off your record, which can save you money on insurance. And if you think you were unfairly ticketed, consider consulting a local attorney. Sometimes, a quick conversation can reveal options you didn’t know you had.
The big takeaway? Speeding fines aren’t about perfection—they’re about smarter adjustments. Start with one change this week, and you’ll likely spot the difference by month’s end. Slow down just a bit, and your wallet—and your driving record—will thank you.
