Is the Jaguar XF Still a Smart Buy for Executive Car Shoppers?
If you’re eyeing a luxury saloon that stands out from the crowd, the Jaguar XF might just be calling your name. But with Jaguar’s recent rebrand and the XF’s production run coming to a close, is it still a wise pick—or are you better off with the usual German suspects? Let’s dig into what makes the XF tick, who it’s right for, and what you need to watch out for before you sign on the dotted line.
What Sets the Jaguar XF Apart from Its Rivals?
The XF has always been a bit of a maverick. While BMW, Audi, and Mercedes tend to play it safe, the Jaguar XF brings a dash of British flair and a driving experience that’s genuinely engaging. The second-generation XF, launched about a decade ago, ditched its old Ford underpinnings in favor of a lighter, stiffer, and more modern aluminum-rich chassis. The result? A car that feels nimble and confident, especially on twisty roads.
Steering is a real highlight here—weighty, precise, and full of feedback. It’s the sort of car that makes you want to take the long way home. Yet, despite its sporty edge, the XF doesn’t skimp on comfort. It soaks up bumps and rough patches with ease, making it a superb long-distance cruiser.
How Does the XF Stack Up on Interior Comfort and Practicality?
Step inside, and you’re greeted by an upmarket cabin that feels special, even if it doesn’t quite match the vault-like quality of an Audi A6. Jaguar’s designers have sprinkled in some clever touches, like ambient blue lighting and soft-touch materials, to elevate the experience. The facelifted models (from 2020 onward) really up the ante, adding plush leather, tactile switchgear, and a slick 11.4-inch Pivi Pro touchscreen that’s both sharp and intuitive.
Space is another strong suit. Thanks to a longer wheelbase, rear passengers get more head and legroom than before. The boot is a generous 540 liters—beating out both the BMW 5 Series and Audi A6—while the Sportbrake estate version offers an even more cavernous 565 liters. Whether you’re hauling golf clubs or family luggage, the XF won’t leave you short on space.
Which XF Trim and Engine Should You Choose?
Jaguar offered the XF in several trims: Prestige, Portfolio, R-Sport, and the range-topping S. Prestige models come well-equipped with bi-xenon headlights, leather seats, and heated fronts, but the Portfolio trim adds Windsor leather, larger 18-inch alloys, and a reversing camera—making it a sweet spot for many buyers.
If you crave a sportier look and feel, R-Sport brings a body kit and firmer suspension. The S trim is where things get serious, offering a supercharged 3.0-liter V6 petrol with 375bhp or a 296bhp twin-turbo diesel six-cylinder. The diesel, in particular, is a hidden gem: it’s torquey (513lb ft), refined, and can deliver around 45mpg on the motorway—a rare feat for a car with this much punch.
Most used XFs on the market are powered by 2.0-liter Ingenium diesels, available in 161bhp and 178bhp flavors. They’re efficient, but there are some reliability concerns (more on that below). Petrol four-cylinders are less common and tend to cost more to tax, but they’re worth considering if you want to avoid diesel-related headaches.
What Should Buyers Watch Out for When Shopping Used?
No car is perfect, and the XF has its quirks. The Ingenium diesel engines, while frugal, have been known to suffer from diesel particulate filter (DPF) and timing chain issues—especially the twin-turbo 237bhp unit from 2017. If you’re considering one of these, make sure it has a full service history and evidence of regular maintenance. Petrol models are generally more robust but can be pricier to run.
On the plus side, prices for used XFs have dropped significantly since Jaguar discontinued the model. You can find high-mileage examples for as little as £4,000, though these may show signs of hard use. With a budget of £8,500 to £9,000, you’re looking at well-kept, lower-mileage cars—an absolute bargain for a luxury saloon that still feels fresh.
How Does the XF Fare on Running Costs and Reliability?
Let’s talk numbers. According to recent owner surveys and data from trusted automotive organizations, the XF’s running costs are generally in line with rivals, though insurance and parts can be a touch pricier due to the brand’s premium status. The diesel V6 stands out for its blend of performance and economy, while the four-cylinder diesels are the most wallet-friendly at the pump (provided you avoid problematic years).
Reliability is a mixed bag. The XF scores well for driving satisfaction and comfort, but some owners have reported electrical gremlins and infotainment glitches, particularly on earlier models. The facelifted cars, with the updated Pivi Pro system, seem to have ironed out many of these issues.
Is the Jaguar XF a Good Investment for the Future?
With Jaguar’s shift toward electrification and a new brand identity, the XF is something of a last hurrah for the classic British executive saloon. That gives it a certain appeal—especially for buyers who want something different from the usual German trio. While it’s unlikely to become a collector’s item overnight, well-maintained examples should hold their value reasonably well, especially as supply dwindles.
If you’re after a plush, rewarding, and distinctive executive car that won’t break the bank, the XF is hard to beat. Just do your homework, pick the right engine and trim, and you’ll be rewarded with a car that’s as satisfying to own as it is to drive.
The Bottom Line: Who Should Consider the Jaguar XF?
If you’re tired of blending in and want a luxury saloon that’s both fun to drive and easy to live with, the Jaguar XF deserves a spot on your shortlist. It’s not perfect—no car is—but it nails the executive car essentials: comfort, style, and a dash of personality. With used prices at an all-time low, now’s a great time to snap one up before they become a rarer sight on the road. Just remember to buy with your eyes open, and you’ll enjoy a slice of British motoring that’s as rewarding as it is refined.